Debt

When you’re in debt and not sure what to do, it’s easy to feel stressed. And that stress can actually mean that deciding how to tackle your debt becomes trickier.  With so many programs out there, how can you be sure you’ve found the right fit for your situation? This guide breaks it down in […]

Reaching out for help can be daunting, especially if you’re figuring a way out of debt. And while any trustworthy debt consolidation company will walk you through all the details of their program during your call,  this guide is here to help you feel more confident picking up the phone.  What Happens on the First […]

Some debt problems can be handled with some hardcore budgeting or special programs. But for the unlucky few,  a letter from a creditor arrives with the news that a lawsuit is coming — and you’re its target. That calls for legal support — but when is hiring a lawyer the right next step? Let’s talk […]

You’re not alone in your debt, although it can certainly feel that way sometimes. If you’re thinking of putting an end to the cycle — but aren’t sure where to start, who to trust or what free resources are available to you — then this is the perfect place to kick off your journey to […]

Getting help with your debt can be a vulnerable, emotional process. And when you take the leap and reach out for support, there’s a chance you’ll instead meet a scammer waiting to kick you while you’re down.  Anyone can get scammed, and debt scams are more common than you’d think. This guide will help you […]

Filing for bankruptcy can majorly improve your financial standing — but some things don’t go away when you file. These debts are called “non-dischargeable,” which means you still owe them, no matter what happens in court. We’ll help you understand which debts stick around, why they’re different and what you can do next if you’re […]

Nothing feels so much like being stuck between a rock and a hard place so much as being behind on bills. But what if you’re just not ready to talk to anyone about it yet, collector or not?  But you don’t need another person to help alleviate the burden of debt. Here’s how to start […]

Few experiences are more annoying — or anxiety-inducing — than debt collector calls. But you don’t have to become accustomed to frequent calls. There’s a legal way to make them stop (and move forward without continued interruption).  You Have a Right to Say No The Fair Debt Collection Practices Act (FDCPA) protects your right to […]

Ever gotten a weird collection call? You’re not alone — and you have a right to protect yourself against suspicious businesses. That’s when you need to lean on the power of a validation letter. It’s a simple, direct way to say: “Show me the details.” Here’s what you need to know about debt validation, what […]

When you’re feeling overwhelmed by debt, it’s easy to fantasize about an escape route. And while some will offer a path promising exactly that, acting without thinking can actually make things worse. Let’s talk about what to avoid when you’re under pressure. If you’re in crisis mode, here’s how to steer clear of the mistakes […]