Debt

Not all debt behaves the same and neither do we. Some of us tackle every statement the moment it hits our inbox, while others skirt around balances until they’re too big to ignore. Understanding your natural approach to debt gives you the insight you need to pick strategies that actually stick. Benefits of Understanding Your […]

You’re serious about getting out of debt: You stick meticulously to your budget, have cut frivolous spending and you’re ready to kick your payoff plan into gear. Now, all that’s left is to figure out a strategy for knocking each debt out. And we have some ideas that could clarify your plan of attack.  Let’s […]

When you’re trying to pay off bills, it can feel like you’re tossing money into a hole and never seeing results.  That’s where a debt progress tracker comes in. It’s like a scoreboard for your money goals: It helps you stay focused, celebrates small wins and keeps you going even when things feel slow. Starting […]

Did you know debt can be good or bad — it all depends on the type you carry. Some debts can help you build wealth while others grow faster than you can pay them off, keeping you in debt longer and for more money. Spotting the difference can help you stay financially stable. Start by […]

Facing debt as a couple can be a tough test of your partnership but also, a big opportunity for growth. When you and your partner align on goals, share responsibilities and execute strategies and plans as a team, debt becomes a shared mission rather than a silent burden.  Below we’ve handpicked six essential tools and […]

Debt is inherently risky — when you take out a loan or charge to a credit card you’re betting that you’ll be able to pay off the debt. Interest and fees can grow quietly until a cut in pay or surprise bill leaves you scrambling.  In this post we’ll break down the riskiest debt types […]

Did you know that FICO credit scores have only been in use since 1989? It’s important to remember that our financial lives have changed a lot since the 1980s, as has our understanding of fiscal “health.”  The evolution of credit and debt in American culture has transformed the way consumers plan for their futures. And […]

After retiring early due to a disability, Marilyn (a former court reporter in Corfu, New York) got into debt renovating her childhood home to make it safe for her elderly mother and uncle. When they passed, she struggled to take care of the home and keep up with her debt on her limited income. Enrolled […]

Nurses can find themselves facing a silent struggle with credit card or personal loan debt, even with their vital role in healthcare. This financial pressure can make an already demanding job feel even tougher. Let’s explore some common money traps and some good solutions for nurses in debt. Common Money Traps for Nurses The nursing […]

Harlie is an order processor from Albany, New York who got her first store credit card at 18. Without a strong understanding of the long-term impact, she gradually accumulated $18,571 in credit card debt throughout her twenties. Eventually, the monthly payments turned into a stressful burden that overwhelmed her budget and put limits on her […]