Debt

Debt is inherently risky — when you take out a loan or charge to a credit card you’re betting that you’ll be able to pay off the debt. Interest and fees can grow quietly until a cut in pay or surprise bill leaves you scrambling.  In this post we’ll break down the riskiest debt types […]

Did you know that FICO credit scores have only been in use since 1989? It’s important to remember that our financial lives have changed a lot since the 1980s, as has our understanding of fiscal “health.”  The evolution of credit and debt in American culture has transformed the way consumers plan for their futures. And […]

Nurses can find themselves facing a silent struggle with credit card or personal loan debt, even with their vital role in healthcare. This financial pressure can make an already demanding job feel even tougher. Let’s explore some common money traps and some good solutions for nurses in debt. Common Money Traps for Nurses The nursing […]

Living with a chronic illness is a journey that demands immense resilience. Unfortunately, those who find themselves navigating a long-term diagnosis often face an unforeseen challenge: rising personal debt. For many who live with a chronic illness, debt appears as overwhelming medical bills, credit card balances used for daily needs or personal loans taken out […]

When you’ve tried everything you can to get out of debt and nothing has worked, you might think that bankruptcy is your only remaining option. What if I told you that there was a pathway out of debt that didn’t involve liquidating your assets, mandatory legal proceedings or having the proceeding become a matter of […]

This free debt payoff worksheet will help you understand where your money is going and how much of it you can put toward your debt.

When you’re just starting out, it’s easy to feel anxiety — or even dread — about financial responsibilities. And one of the biggest financial topics for Gen Z? Debt problems.   Unsecured debts, which include credit card balances, personal loans and “Buy Now, Pay Later” (BNPL) plans are prone to high interest rates. That means they […]

Being a rideshare driver means the freedom of being your own boss. But this freedom also brings a challenge: Your pay can change a lot. Inconsistent income can be the start of many rideshare drivers’ credit card debts. But there are ways you can work towards financial freedom. Why Money Gets Tricky for Drivers There […]

Teachers know a thing or two about handling stressful situations. Whether it’s in the classroom or in the break room, teachers develop the skills to overcome complex issues every day. But for teachers in debt, money-related stress feels unavoidable. With never-ending credit card bills, strains on your wallet and the cost of being an educator, you’re […]

Veterans face many unique struggles in the United States: From housing to employment, former military service members often struggle to find their footing, even after years of service. These struggles frequently bring unexpected financial challenges, leading to a silent but significant problem: the accumulation of unsecured debt.  Veterans’ debts can manifest as high-interest credit card […]