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Have You Normalized Living in Debt? Take the Quiz!

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Posted on July 11, 2025

Did you know that FICO credit scores have only been in use since 1989? It’s important to remember that our financial lives have changed a lot since the 1980s, as has our understanding of fiscal “health.” 

The evolution of credit and debt in American culture has transformed the way consumers plan for their futures. And the widespread acceptance of the credit score as a key financial health indicator has changed the way people think about their personal debts. 

But more data means there are more ways to interpret your relationship with money. Take this 2-minute quiz to find out if you’ve normalized debt—and what you can do to shift your financial mindset.

1. How do you feel when you see your credit card balance?

2. Which of these statements sounds most like you?

3. You just got a raise. What do you do first?

4. Do your credit cards’ perks and benefits inform your sense of self-worth?

5. Have you ever chosen your credit score over your personal comfort—even when you didn’t need it for an upcoming financial transaction?

6. Does your debt feel normal compared to that of your friends and family?

Ready for a Change? Break Free with Accredited Debt Relief.

Talk to us and learn how to get a handle on your debt — and save money as you work towards financial freedom!

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Ryan Anderson
Ryan Anderson is a personal finance expert specializing in debt management, personal loans, and credit cards. Ryan is passionate about empowering others to overcome debt and make informed financial decisions. Through his comprehensive guides, insightful articles, and practical tips, Ryan provides valuable advice to help his readers navigate the world of personal loans and credit cards, ultimately leading them to financial freedom.

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