Debt

A divorce or separation is hard on the heart — and, often, your wallet. As your household divides into two, you might find yourself confronting debt from your previous relationship, plus the cost of post-divorce living.  The top 5 things you need to know about divorce and debt: 1. Shared debt is a risk. A […]

If you’re feeling overwhelmed by credit cards, personal loans or medical bills, you’re not alone — and you’re not without options. TL;DR: In this guide, we’ll break down the most common debt types, explain their risk and help you figure out which debt relief options can actually help.  Common Debt Types, Risk Factors and Relief […]

Learn why veterans struggle with debt and how they can get relief. Debt is a widespread issue for Americans, but for veterans and military families, it’s often more than just a temporary setback. It can be a chronic, compounding problem tied directly to military service. The Debt Burden on Military Families Military life comes with […]

Learn About Beyond Finance and Accredited Debt Relief Did you know that Accredited Debt Relief is a part of the Beyond Finance family?  We’re one company with two distinct brands that support people at different points in their debt-free journey. Accredited Debt Relief helps people understand their options and when a Beyond Finance program is […]

When Kate, a wedding planner from Topeka, says, “I’ve had my fair share of financial struggles that nearly tore my family apart,” she was voicing a painful truth many couples face. Debt can be a silent killer in relationships. It’s not just about the money; it’s about trust, communication, and shared goals. If you’re financially […]

If your total credit card or personal loan balances are $25,000 or higher, then chances are good you are paying hundreds of dollars every month in interest! So what can you do about it? More than you might think. We’ve listed three surprising ways you can pay off $25,000 in debt.

If you stop making payments on one of your debts altogether, what happens? In the beginning, the consequences are typically in the form of stern letters and late fees. However, when you fall severely behind, your creditors may eventually stop trying to collect and charge off your debt instead. What do charged-off debts mean for […]

Did you know that there is a minimum payment warning on every credit card bill you receive? It usually includes a table that spells out how many years and how much money it will take to pay off your debt if you only make minimum payments. Creditors are required by law to include this information. […]

Let’s face it: money problems are scary. The thought of my hard-earned dollars disappearing overnight, or finding out my identity has been stolen and used to rack up thousands in debt, is enough to keep me awake at night. Yet, despite their fear factor, reading about real-life money horror stories is a great way to […]

Most people in debt share a common goal: to pay it off quickly and save as much money as possible. No one wants to spend more than they have to. Fortunately, there are many different ways to get out of debt faster and for less money. Consider six of the cheapest ways to get out […]