Learn. Earn. Grow.

Every year the IRS makes tax code changes to income tax brackets and rates. The adjustments consider the impact of inflation and help to prevent something known as “bracket creep.”

Earning a college degree is hard work, but becoming a student again after being out of academia for a while can add a whole new level of difficulty to the process. Unfortunately, many guides on going to college are geared towards the “traditional” student: teenagers who have recently earned their high school diplomas. That leaves everyone else, otherwise considered to be “nontraditional” students, left to fend for themselves. Going back to school can be incredibly rewarding. Whether you’re going back…

Do you have goals you’re currently saving for? If so, do you feel like you’re making significant progress? If you don’t have savings goals, what’s holding you back? February 21-25 is America Saves Week, which is a chance for us to reflect on our current saving habits and make changes to improve our financial health. We’ll break down this year’s savings celebration so you can take part and work towards better financial stability. What is America Saves Week? America Saves…

Your net worth shows you the big picture view of your finances and financial health. Add your assets and liabilities to our form to calculate your net worth and learn four ways to improve your result. What is Your Net Worth? Think of your net worth as everything you own minus everything you owe.  The formula is: Assets – Liabilities = Net Worth Your regular income is not factored into your net worth until it is converted into an asset….

Most Americans understand that living on minimum wage is less than ideal, but did you know it was originally meant to be a living wage? In this blog, we’ll explore how the minimum wage came to be and how it’s evolved over time.

You are celebrating your first year as a new homeowner which means experiencing many firsts. Your first home renovation, your first winter as the primary caretaker of a hot water heater (is it supposed to make that noise?) and now, your first tax season. Dealing with taxes for the first time after buying your home can be stressful. We’ve simplified the process with a few tips to guide you as you prepare your 2021 taxes as a new homeowner. 

The rising cost of traditional college and a decline in the number of qualified tradespeople have led many to wonder if trade school is a better financial option for students. Learn more about trade school vs. college and explore which option is better for you. 

Thinking about getting a small business loan? Familiarizing yourself with the five C’s of credit can help you understand the factors that lenders consider. Unlike a personal loan which examines individual credit history, business loans look at the five important characteristics to determine your creditworthiness.

When budgeting, people often ask “what should my food budget be?” Unfortunately, food budgets are not one size fits all. We all have different needs so the answer is dependent on variables like the number of people in your household as well as their age, location, income, eating habits and meal schedule. So we set out to help you answer the question based on your unique circumstances. 

Lifestyle creep occurs when increased income leads to increased spending. Despite earning more money you don’t see an increase in wealth because you keep spending what you have.  You might be experiencing lifestyle creep if despite getting a raise, or several, you still find yourself living paycheck to paycheck.