Perhaps you are considering a debt settlement program or could be in the process of completing one. You might be wondering what life will be like after you finally pay off all your enrolled debts.
Continue readingCredit Score Recovery After Debt Settlement: What the Data Shows
Data from our recently graduated clients shows that score recovery after debt settlement is possible and a natural part of the debt resolution process.
Continue readingWhat Is Digital Banking And Why Do We Need It?
What is digital banking and why do we need it? When traditional banking is combined with the internet and smartphone apps, digital banking is born. Banking services that are available online make banking simpler, faster and more convenient.
Continue readingWhat To Look For When Choosing A Digital Bank
Digital banking has grown in popularity since the first mobile banking app was launched in 2011. Since then, online banking has grown to include fully mobile banks alongside brick and mortar ones with digital banking apps. In 2018, approximately 61% of Americans used digital banking, which is expected to grow to 65.3% by 2022. As the trend grows it’s important to know what to look for when choosing a digital bank.
Continue reading8 Things Not To Do When Spring Cleaning Your Finances
As spring approaches, it’s normal to think about refreshing your wardrobe, cleaning out your home and getting ready for the summer season. Why not set aside some time for spring cleaning your finances?
Continue reading50+ Stats About Women and Wealth
In honor of Women’s History Month, Top Dollar Financial Insights Hub examined the economic conditions and financial challenges women face in the United States. While changes in society over the last 100 years have led to significant advancements for women and wealth, data shows that there is still work to be done. Explore 50+ stats about women and wealth, including data about the gender pay gap, women in business, debt and retirement.
Continue readingWhich Artists Have Earned the Most From Spotify?
Spotify might just be the biggest star in 21st century music. But like any big star, everybody’s looking to see how Spotify spends its wealth.
“I’m not willing to contribute my life’s work to an experiment that I don’t feel fairly compensates the writers, producers, artists, and creators of this music,” says Taylor Swift – whose love-hate relationship with Spotify is well-documented. Damon from Galaxie 500 takes a more forensic approach: “Spotify… sent songwriting royalties of $1.05 for the 5,960 times our single “Tugboat” was played that quarter—split between the group’s three members, each of us had made 35 cents.”
Continue readingHow to Teach Your Child About Money at Every Age
When did you first learn about money, and what were those lessons like? Your memories might include your first piggy bank or an allowance, conversations about saving and spending with your parents, or observing the adults in your life making their own financial decisions.
Continue readingAccounting Tips for Freelancers in a Growing Gig Economy
Setting your hours and making money on your terms are some of the highlights of being a freelancer. But the benefits of being your own boss come with added pressures and responsibilities. Tracking expenses, managing invoices, measuring profitability, and preparing for tax season are just a few of the accounting concerns that freelancers need to master. Following these boilerplate accounting tips for freelancers can help you better manage your income in a rapidly growing gig economy.
Continue readingFile Your Taxes For Free: What You Need to Know
While most people assume it costs money to file your taxes, you don’t have to pay to file. You may find it easier if you do. There are several ways to file your taxes for free. However, taxes are complicated, and the more complex your return is, the harder it will be to find a free method that meets your needs.
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