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Budgeting, debt relief, credit health, career tips and more.
How Do Credit Card Companies Make Money?
Updated July 2020 Using a credit card is a great way to establish credit and can pave the way for more advanced borrowing like a car loan, personal loan or mortgage. Unfortunately, not all credit cards have good terms and some cards come with extra fees and penalties that can be costly to the unsuspecting consumer. This is why it is important to thoroughly understand the terms of any credit card you use and make sure that you understand how…
You’ve Become Debt Free…Now What? Financial Moves That Make Sense
When you’re focused on getting out of debt, most folks get caught up in the process and don’t think beyond achieving that goal. If this happened to you – don’t worry! It’s happened to almost everyone who’s successfully eliminated large credit card debts. But the fact is, if you are consistent and committed to paying off your debt, it will happen. So then what? If you don’t have a plan for what to do with your money once your debt…
3 Biggest Mistakes People Make When Paying Off Debt
Updated July 2020 If getting out of debt were easy, fewer people would be in debt! We know that’s not the case because the average American household has more than $8,700 in debt and according to a recent study a record number anticipate being behind on their debt payments in 2020. The problem is not that we have debt, but instead the mistakes that we are making that cause our debt to get out of hand.