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Budgeting, debt relief, credit health, career tips and more.

Start Budgeting With Our Free Worksheet

Start Budgeting With Our Free Worksheet

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Creating and managing a budget is a great way to help you stay on top of your finances. You can ensure that you have enough to cover your expenses while also determining what to cut back on by planning out your spending every month. Fortunately, a recent poll reported that 69% of respondents keep a family budget, which means almost 7 out of 10 of us are on the right track.
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Does Debt Relief Hurt Your Credit?

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Let’s say you’ve decided that debt relief is the right choice to help you pay off your debt. As you learn more about the debt relief process, you start wondering how it could affect your credit score. If it could leave a negative impact, should you still use a debt relief service? Here’s what you need to know about debt relief’s effect on your credit score, plus some tips on improving your score in the long run.
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5 Tips to Improve Your Credit Score When Consolidating Debt

5 Tips to Improve Your Credit Score When Consolidating Debt

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Updated July 2020 If you are considering debt consolidation or have already begun the process you might be concerned about what it could do to your credit score. It is common for credit scores to decline after consolidation, at least in the beginning. Fortunately, the effects are usually temporary and repairing your score is easier than you might think.  Once you have paid down your debts, reduced your spending and made a reliable budget, you can adopt good habits that…
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4 Signs It Is Time to Consolidate Your Debt

8 Signs It Is Time to Consolidate Your Debt

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Updated July 2020 If you have multiple forms of debt, you are probably familiar with the frustration of keeping track of many different interest rates, payment amounts and due dates. Managing multiple debts can be stressful, especially if you struggle to organize your finances or have an irregular income. Add late or missed payments to the mix and you can quickly be drowning in debt. If this sounds familiar,  it could be time to consolidate your debt.
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