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Budgeting, debt relief, credit health, career tips and more.

Non-Employer Retirement Plans

A No-Nonsense Guide To Non-Employer Retirement Savings Plans

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When your employer offers a retirement savings plan like a 401(k), saving for retirement can seem easy. These plans allow you to automate your savings so you can set it and forget it. If your employer doesn’t, not only do you miss out on benefits like a savings match, but you may not know how to begin planning for retirement.
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What to do when you max out your credit card

What To Do When You Max Out Your Credit Card

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Maxed out your credit card? It’s OK. It happens. The important thing is to understand the consequences and find out what you can do to get the debt under control. The immediate impact of maxing out your card depends on your current financial situation.
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When it's OK to Max Out Your Credit Card

6 Times It’s OK To Max Out Your Credit Card

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It’s the cardinal rule of credit card use: “Whatever you do, don’t max out your credit card.” It’s good advice, but there are always exceptions to rules. Remember, maxing out your credit card is risky if you won’t be able to pay down the balance fairly quickly. 
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Save For Retirement When You Have Credit Card Debt

Should You Save For Retirement When You Have Credit Card Debt?

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Making smart decisions with your money requires you to juggle multiple financial goals at the same time. That’s why we know that saving for retirement often goes hand in hand with managing your debt. If you are contemplating how to save for retirement when you have credit card debt, this blog will cover many common scenarios to consider when making your decision.
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Acing Your In-Person, Phone and Video Interviews

Acing Your In-Person, Phone and Video Interviews

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Congratulations – you’ve impressed the hiring manager with your polished resume and thoughtful cover letter, and you’ve scheduled your interview! While that’s an accomplishment worth celebrating in itself, the actual interview process can be intimidating and stressful for interviewees. Additionally, the COVID-19 health crisis has added new layers of complication to the hiring process for both candidates and workplaces.
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YouTube Moneymakers

Every Country’s Most Popular YouTuber

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Netflix? Hulu? Pfft! Everybody knows YouTube is where you find the best video content. Disagree? Just ask the millionaire YouTube celebrities who have built their fame on talking about what they love in front of their webcams. To help you discover the best that YouTube has to offer, we’ve compiled a definitive list of the most popular individual YouTubers (no brands, bands or shows) in nearly every country in the world.
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Keep Summertime Spending Under Control in 2020

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Summer is one of America’s favorite seasons for spending. It’s a time to take vacations, tackle big home improvement projects and spend money on events like weddings, concerts, parties and family reunions.  In response to the COVID-19 pandemic, this summer looks very different than what we are used to. This year, Americans will be taking fewer or different types of vacations and skipping typical summer events, but that doesn’t necessarily mean we won’t be tempted to spend money! 
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What Is APR and Why Does It Matter?

What Is APR and Why Does It Matter?

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If you’ve explored your credit card options or looked into a mortgage or car loan, you’ve likely come across the term APR. This number can be a quick way to compare borrowing costs, but understanding what goes into the calculation and what this percentage truly means can be tricky.
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Your Credit Score After Bankruptcy

Your Credit Score After Bankruptcy

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“I never thought I’d consider bankruptcy” Does this sound familiar? As you research the impact of bankruptcy you may be questioning what will happen with your financial future if you move forward. It can be difficult to find resources that describe the aftermath because every bankruptcy experience is unique. While we feel comfortable going to our friends for advice on where to shop, or what kind of car we should buy, financial troubles are rarely discussed. 
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