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Budgeting, debt relief, credit health, career tips and more.

Debt Relief: Settlement vs. Debt Consolidation Loans

Debt Relief: Settlement vs. Debt Consolidation Loans

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Working your way out of debt can be difficult to manage, but balancing multiple debts can seem nearly impossible. Many have found that combining multiple debts into one debt helps to streamline monthly payments and reduce the number of creditors that they’re dealing with. You can accomplish this through a debt consolidation loan or customized debt settlement program offered by Accredited Debt Relief, but which one is the most effective?
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Debt Relief: Settlement vs. Bankruptcy

Debt Relief: Settlement vs. Bankruptcy

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Debt can be an incredibly heavy burden to carry, and many relief options aren’t able to reduce the actual debt that a borrower owes. The customized debt settlement programs offered through Accredited Debt Relief can eliminate a portion of your debt, but so can bankruptcy – which option is best for you?
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Side Work and Freelancing: Advice From Side Hustlers

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The idea of taking on a side job or freelancing isn’t anything new. “Side hustles” have gained increased popularity in recent years, and the current health crisis has put second jobs and gig work in high demand.  Kelly Strain, Content Marketing Manager at GigSmart, explained how COVID-19 has impacted those looking for work on the company’s platform. “Our daily demand is up 25%, and the average hourly pay rate across all gigs has increased from $17 to $22,” she noted.
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10 Zero Waste Products That Will Work on A Budget

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Zero waste products help the environment by eliminating single-use, non-recyclable waste in packaging.  Also, they are often produced in facilities that prioritize sustainability both in the manufacturing and distribution process. However, doing something the “right way” often comes with a hefty price tag. Fortunately, as the market has grown for eco-friendly options, prices have become more affordable. 
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12 Virtual Classroom Tips

12 Virtual Classroom Tips for Teachers, Students and Parents

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For the foreseeable future, schools all across the United States have embraced distance learning to help stop the spread of COVID-19. As teachers, students and their parents work to navigate this unfamiliar terrain, ideas have emerged to help improve the virtual classroom experience. We asked people on the frontlines of the digital learning environment to give us their best virtual classroom tips. 
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Update Your Wardrobe Without Breaking the Bank

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When seasonal sales are in full-swing, it’s often tempting to reach for your wallet and go on a shopping spree. Although it may give you a temporary dopamine rush, that trip to the mall or virtual splurge can take a toll on your bank account. Consider these simple ways to refresh your wardrobe on a dime.
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Transfer Credit Card Balance to Partner

Transferring a Credit Card Balance to your Partner

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There are several ways to transfer responsibility for a credit card balance from one person to another. While someone could certainly pay your credit card debt on your behalf with a bank account, transferring ownership of the debt itself is more complicated. In order to address the mechanics of transferring a credit card balance to your partner, we should first address some fundamentals of a traditional credit card balance transfer.
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Pros and Cons of Balance Transfer

Pros and Cons of a Credit Card Balance Transfer

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A balance transfer credit card with a low or no-interest introductory period could help you pay down your principal and save a lot of money in interest. Considering all the pros and cons of a credit card balance transfer will help you make an informed decision about this option.
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Is a Credit Card Balance Transfer Worth it

Is a Credit Card Balance Transfer Worth It?

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If you are managing high-interest credit card debt, a balance transfer could help you pay it down faster and with less interest. People often use balance transfers to take advantage of 0% introductory rates on new cards, as well as other incentives that may be offered to entice borrowers to transfer their balances.
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