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Budgeting, debt relief, credit health, career tips and more.
The Pros and Cons of Refinancing a Home
Refinancing your home is a useful tool that can help you make the most of your investment. However, you should carefully examine your goals and circumstances to determine if it is the right choice for you. Read on to learn more about the pros and cons of refinancing your home.
10 Easy and Affordable DIY Gifts People Will Actually Want
‘Tis the season for shopping and gift-giving! Between supply chain shortages and recent mass changes in employment, finding and purchasing presents for everyone on your list might be trickier than in years past.
5 Financial Resolutions for 2022
With every new year comes the opportunity to make changes in your life. It may seem cliche, and you certainly do not have to wait for the start of a new year to make changes to your financial life. However, many enjoy the momentum they feel when they create resolutions for the new year. Here are five financial resolutions for 2022 that could help you start your new year right.
What Happens When You Make Minimum Payments
Did you know that there is a minimum payment warning on every credit card bill you receive? It usually includes a table that spells out how many years and how much money it will take to pay off your debt if you only make minimum payments. Creditors are required by law to include this information. However, most borrowers never look at this information closely, which means that what happens when you make minimum payments remains lost in the fine print.
How to Protect Your Finances When You Resign
Follow these tips to plan for your resignation and protect your finances when you resign. People are calling it The Great Resignation. In 2021 a record number of Americans have voluntarily resigned from their jobs, many in search of more pay, better working conditions, superior benefits, or more flexibility.
‘No Spend’ Challenge: Holiday Edition 2021
The holidays are a wonderful time for having fun, but they can also cause financial stress. If you are bracing yourself for the impact holiday shopping will have on your wallet, it may be time to approach your holiday spending with a new strategy. ‘No spend’ challenges are a new trend that can help you save money, break bad habits and reset your budget. This blog goes over some basic rules for a “no spend” challenge, as well as ways…
Behind the Scenes With a Quality Assurance Specialist
Thousands of clients have already made the call to Accredited Debt Relief to receive their free consultation, but how can they know they’re getting top-quality service? We interviewed Quality Assurance Manager Colleen Knutson to learn more about Accredited Debt Relief’s quality assurance team, as well as how they ensure that clients are receiving consistent and trustworthy support.
Financial Planning Before Marriage Checklist
Before you walk down the aisle with your beloved, it’s a good idea to do some financial planning together. Check out our financial planning before marriage checklist to ensure future money woes don’t take away from your wedded bliss.
Kids and Credit Cards
As we move toward a cashless society, many parents wonder if it’s a good idea to give their kids debit cards or credit cards. There is plenty of debate about whether or not using cashless forms of payment is healthy for children. Learn more in this blog as we answer questions about kids and credit cards.
Full Story – Dental Costs and Savings
According to the American Dental Association, the cost of going to the dentist is the number one reason people avoid regular dental care. Unfortunately, neglecting your dental health care can have serious consequences and may end up costing you more money over time. Budgeting for dental work can be a challenge, and understanding dental costs can help you plan ahead.