Learn. Earn. Grow.

Budgeting, debt relief, credit health, career tips and more.

Average Cost of Engagement Ring Blog

The Average Cost of an Engagement Ring

Posted on
·
It’s engagement season! Every year between Thanksgiving and Valentine’s Day couples all over the country take the first step toward marriage. Traditional engagements include the presentation of a diamond ring which can range in cost from modest to lavish. Discover the average cost of an engagement ring and learn more about saving for your special purchase. 
Read More The Average Cost of an Engagement Ring
Financial Resolutions Blog

5 Financial Resolutions for 2022

Posted on
·
With every new year comes the opportunity to make changes in your life. It may seem cliche, and you certainly do not have to wait for the start of a new year to make changes to your financial life. However, many enjoy the momentum they feel when they create resolutions for the new year. Here are five financial resolutions for 2022 that could help you start your new year right.
Read More 5 Financial Resolutions for 2022
Minimum Payment Blog

What Happens When You Make Minimum Payments

Posted on
·
Did you know that there is a minimum payment warning on every credit card bill you receive? It usually includes a table that spells out how many years and how much money it will take to pay off your debt if you only make minimum payments. Creditors are required by law to include this information. However, most borrowers never look at this information closely, which means that what happens when you make minimum payments remains lost in the fine print.
Read More What Happens When You Make Minimum Payments
No Spend Holiday Edition Blog

‘No Spend’ Challenge: Holiday Edition 2021

Posted on
·
The holidays are a wonderful time for having fun, but they can also cause financial stress. If you are bracing yourself for the impact holiday shopping will have on your wallet, it may be time to approach your holiday spending with a new strategy. ‘No spend’ challenges are a new trend that can help you save money, break bad habits and reset your budget. This blog goes over some basic rules for a “no spend” challenge, as well as ways…
Read More ‘No Spend’ Challenge: Holiday Edition 2021