Learn. Earn. Grow.

You probably know your credit score, but have you ever wondered how your score compares to others in your state? After another year of economic uncertainty, credit scores have fluctuated but not in the way you might expect. Credit scores across the country are up! Check out our summary of the 2021 FICO score data from Experian.

Have you tried one or more of these four common budget types? Learn more about zero-balance, 50/30/20, envelope and anti-budgets.

The 50/30/20 budgeting rule, made popular in the U.S. by Elizabeth Warren and Amelia Warren Tyagi, has gained mainstream attention since its debut in 2005. However, it’s not the only percentage method for spending your earnings. On the other side of the globe, a similar formula has become incredibly popular: 60/20/20.

Living with roommates is a great way to save money on housing. When you share a house or apartment with others you can split rent, utilities and other shared house related costs. Learn how to split costs with roommates and use our downloadable roommate budget spreadsheet to track monthly expenses. 

If you or someone you care about is concerned about qualifying for a home loan, co-signing a mortgage with help from a non-occupant co-signer may be an option to help with financing.  Prospective homeowners with small down payments, high debt-to-income ratios or credit score issues may have difficulties getting a mortgage on their own. However, the decision to use a co-signer has several pros and cons for both parties.

The timeline in the article outlines milestones made by women in the fight for financial independence in the United States.

If you stop making payments on one of your debts altogether, what happens? In the beginning, the consequences are typically in the form of stern letters and late fees. However, when you fall severely behind, your creditors may eventually stop trying to collect and charge off your debt instead. What do charged-off debts mean for you and your creditors? Is the debt gone, or are you still on the hook? In this blog, we’ll explain what happens when debt is…

Every year the IRS makes tax code changes to income tax brackets and rates. The adjustments consider the impact of inflation and help to prevent something known as “bracket creep.”

Earning a college degree is hard work, but becoming a student again after being out of academia for a while can add a whole new level of difficulty to the process. Unfortunately, many guides on going to college are geared towards the “traditional” student: teenagers who have recently earned their high school diplomas. That leaves everyone else, otherwise considered to be “nontraditional” students, left to fend for themselves. Going back to school can be incredibly rewarding. Whether you’re going back…

Do you have goals you’re currently saving for? If so, do you feel like you’re making significant progress? If you don’t have savings goals, what’s holding you back? February 21-25 is America Saves Week, which is a chance for us to reflect on our current saving habits and make changes to improve our financial health. We’ll break down this year’s savings celebration so you can take part and work towards better financial stability. What is America Saves Week? America Saves…