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Budgeting, debt relief, credit health, career tips and more.

FICO Score vs. Credit Score Blog

Difference Between FICO® Score and Credit Score

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Credit scores are numbers that evaluate your creditworthiness and financial health. They are issued by credit bureaus or other consumer reporting agencies and are used by lenders to evaluate consumers for credit approval, terms and interest rates. In the U.S., there are three main credit bureaus: Equifax, Experian, and TransUnion. Most credit scores are issued by one of these three. A credit score is generated when a bureau or other reporting agency runs consumer information through a scoring model; FICO…
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The Top 10 Fast Food Brands in the World

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In 2021, America celebrates 100 years of fast food restaurants. White Castle, believed by historians to be the very first fast food chain, opened in Wichita, Kansas, in 1921. Since then, fast food of all varieties has spread worldwide, becoming a billion-dollar industry that includes some of the most recognizable brands ever created. The top 10 fast food brands have a strong international presence with chains all over the world. Check out the rankings for 2021 and learn more about how…
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Cost of College Blog

The Hidden Costs of College

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Despite media attention surrounding student debt, which has grown to $1.59 trillion in 2021, most parents and their students still vastly underestimate the costs of college. In a recent survey by Fidelity, 1 out of 4 high school parents believes that a full year of college will cost $5,000 or less, $21,820 less than the actual average for a public four-year, in-state school.
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10 Tips for Your Online Job Search

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If you joined the workforce pre-internet, you would likely agree that looking for a new job has always been an overwhelming process. In some ways, the internet has made it easier to find job listings, find reviews of workplaces and quickly submit applications to potential employers. However, online job hunts still have their disadvantages. There’s more competition, the process of filling out endless applications can get old really fast, and you still need to maintain your professional network both online…
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The Cheapest Five-Star Hotel in Every Country

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There are few pleasures quite as exquisite as a stay in a five-star hotel. Add “getting a bargain” into the experience, and you may as well add an extra star. Bliss! Unfortunately, the words “five-star” and “bargain” rarely appear together. To qualify for the top rating, a hotel’s staff must personally greet every guest (with flowers or a gift if in Europe). The accommodation should be luxurious. The facilities should meet every need. This costs money.
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Budgeting Myths blog

Are Budgeting Myths Holding You Back?

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Most people agree that keeping a budget is a good idea but how many faithfully do it? Like me, you’ve probably made a budget spreadsheet only to forget about it a few days later. I’m not proud to admit I’ve done this more than once, but why? Despite working in personal finance, I was influenced by budget myths. Are budgeting myths holding you back? Avoid these four misconceptions about budgeting and give your financial planning a fresh start. 4 Budgeting…
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How Much Should I Tell My Kid About My Finances?

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Children are notorious for asking hard questions, and it can be difficult to give them honest, age-appropriate answers. Yes, it’s okay to give a watered-down answer from time-to-time, but how exactly should you respond when they ask about your finances? In this blog, we’ll examine the importance of having money-related conversations and review the things that shouldn’t be shared with your kids. We’ll also offer advice on how to answer six tricky questions your children may ask about your money.
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