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What is digital banking and why do we need it? When traditional banking is combined with the internet and smartphone apps, digital banking is born. Banking services that are available online make banking simpler, faster and more convenient.
Digital banking has grown in popularity since the first mobile banking app was launched in 2011. Since then, online banking has grown to include fully mobile banks alongside brick and mortar ones with digital banking apps. In 2018, approximately 61% of Americans used digital banking, which is expected to grow to 65.3% by 2022. As the trend grows it’s important to know what to look for when choosing a digital bank.
As spring approaches, it’s normal to think about refreshing your wardrobe, cleaning out your home and getting ready for the summer season. Why not set aside some time for spring cleaning your finances?
In honor of Women’s History Month, Top Dollar Financial Insights Hub examined the economic conditions and financial challenges women face in the United States. While changes in society over the last 100 years have led to significant advancements for women and wealth, data shows that there is still work to be done. Explore 50+ stats about women and wealth, including data about the gender pay gap, women in business, debt and retirement.
Spotify might just be the biggest star in 21st century music. But like any big star, everybody’s looking to see how Spotify spends its wealth. “I’m not willing to contribute my life’s work to an experiment that I don’t feel fairly compensates the writers, producers, artists, and creators of this music,” says Taylor Swift – whose love-hate relationship with Spotify is well-documented. Damon from Galaxie 500 takes a more forensic approach: “Spotify… sent songwriting royalties of $1.05 for the 5,960…
When did you first learn about money, and what were those lessons like? Your memories might include your first piggy bank or an allowance, conversations about saving and spending with your parents, or observing the adults in your life making their own financial decisions.
Setting your hours and making money on your terms are some of the highlights of being a freelancer. But the benefits of being your own boss come with added pressures and responsibilities. Tracking expenses, managing invoices, measuring profitability, and preparing for tax season are just a few of the accounting concerns that freelancers need to master. Following these boilerplate accounting tips for freelancers can help you better manage your income in a rapidly growing gig economy.
While most people assume it costs money to file your taxes, you don’t have to pay to file. You may find it easier if you do. There are several ways to file your taxes for free. However, taxes are complicated, and the more complex your return is, the harder it will be to find a free method that meets your needs.
Hiring a tax preparer is a great way to make sure your taxes are accurate. Or is it? According to recent surveys by NerdWallet and Go Banking Rate, a third of Americans hire someone to do their taxes. However, more than two-thirds admit to not asking for the preparer’s credentials or if they will be represented in the event of an audit.
Most people dread tax season because filling out tax forms is a hassle. Also, if you make a mistake on your taxes, there are serious consequences. The only thing worse than doing taxes is having your taxes audited for errors. But as scary as taxes may seem, for most people, they are relatively straightforward. Take our quiz to see if you should DIY your taxes!